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Removing Clutter in Your Home
Organizing your bills and
documents can eat up so much time. Luckily, you can clean up clutter
and reduce your stress with the following tips:
First of all, prepare
an old file drawer or get several large envelopes. Classify them in
three categories:
· Important documents for short-term purpose.
You only need your ATM withdrawal slips until you have subtracted
the amount in your checkbook or bank account. The moment you have
balanced your monthly bank statement, you throw away your ATM
deposit receipts and withdrawal slips. After this you can place the
bank statements in the Annual Folder, in case you need to refer to
them in the future. This should include phone statements, service
bills and credit card reports.
· Documents that you need in a year or so.
As every year ends, you get annual statements from your bank
institution. You also acquire the papers that are essential for
paying taxes. After you compare these documents against your monthly
statements to be sure they are correct, dispose of your monthly
statements and your paycheck stubs. Once you are finished doing your
taxes, collect the supporting papers and keep them.
· Important documents that you need to keep for an indefinite period
of time.
Documents used for calculating the capital gains on the sale of your
home are kept for an indefinite period of time. These are proof of
payment for home improvements and proof of payment for all large
purchases. Others include: tax records and documentation of your
retirement plan beneficiaries.
Guidelines for Trimming Down Clutter
1. If you are looking for something and you are unable to find it
immediately, unclutter your area as soon as possible.
2. Ask your family to help you unclutter/arrang your home.
3. If you no longer see the table surface, it's time to clean up
your act!
4. Set up a particular area for the items that you use daily – place
hooks to serve as key holders, a bin for magazines, etc.
5. Make it a habit to clean your living room before you go bed at
night.
6. Be uncompromising in throwing out papers, such as newspapers and
old mail.
7. Create a list of household essentials including their expiration
date, so that you will know what you need and when you will need it.
9. Set a regular schedule in ridding the house of unnecessary
objects such as dead batteries, dried-up pens and other garbage.
10. Do not be sentimental on things! Trash items if you are no
longer using it.
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